Workshop Two

Lesson 2: Understanding Credit Reports

🎥 Watch the lesson video below. The quiz will unlock once 95% of the video has been watched.

📘 Read the What You’ll Learn Before Watching The Video

Your credit report is a detailed record of how you manage borrowed money. It lists your credit accounts, payment history, balances, and inquiries. Lenders, landlords, and employers use it to judge reliability. Understanding your report helps you spot errors, protect your reputation, and improve your credit over time. Learning how to review it is one of the most important financial skills you can master.

  • Learn what information appears on a credit report.
  • Understand how lenders use your report to make decisions.
  • Discover how to check your report for free and dispute errors.
🔒 The quiz will unlock once 95% of the video has been watched.

🎯 Quiz: Understanding Credit Reports

1. What is a credit report?

2. Which of the following appears on a credit report?

3. How often can you get a free credit report from each bureau?

4. Why should you check your credit report regularly?

5. Who collects and stores your credit report information?

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