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Workshop Four

Lesson 4: Building Credit from Scratch

đŸŽ„ Watch the lesson video below. The quiz will unlock once 95% of the video has been watched.

📘 Read What You’ll Learn Before Watching The Lesson

Everyone starts somewhere. If you’ve never had a credit card or loan, this module will show you how to begin safely. Building credit from scratch is about showing lenders that you can borrow small amounts and pay them back on time.

Whether you’re a student, young adult, or rebuilding after setbacks, you’ll learn simple ways to establish trust and grow your score gradually—without falling into debt.

  • Understand how to open your first credit account.
  • Learn how secured cards and authorized user status work.
  • Discover habits that help you build credit safely and sustainably.
🔒 The quiz will unlock once 95% of the video has been watched.

🎯 Quiz: Building Credit from Scratch

1. What is the main goal when building credit from scratch?

2. What is a secured credit card?

3. How can becoming an authorized user help you?

4. What’s the best way to handle your first credit card?

5. How long does it typically take to start building a score from scratch?

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