lesson-one

📘 Read the What You’ll Learn Before Watching The Lesson

Credit is the ability to borrow money with the promise to repay later, usually with interest. It helps you buy things you can’t afford upfront—like a car or a home—but it must be used responsibly. Good credit opens financial opportunities; bad credit can close them. Learn what credit is, how it works, and why managing it wisely builds long-term trust and financial strength.