How To Use A Cease & Desist Communication Letter
Purpose:
This letter is used to stop debt collectors from contacting you. Under the Fair Debt Collection Practices Act (FDCPA, 15 U.S.C. §1692c(c)) you have the legal right to request that a collection agency cease communication with you. When to Use:
Once a collector receives this letter, they may only contact you for two specific reasons:
Keep a copy of this letter and the certified mail receipt. This protects your rights and can be used as evidence if the collector continues to contact you after your request.
This letter is used to stop debt collectors from contacting you. Under the Fair Debt Collection Practices Act (FDCPA, 15 U.S.C. §1692c(c)) you have the legal right to request that a collection agency cease communication with you. When to Use:
- You are receiving frequent or harassing calls, letters, emails, or text messages from a debt collector.
- You prefer to only receive written notices or want all communication to stop completely.
- You need documentation to protect your peace and maintain control of communications.
Once a collector receives this letter, they may only contact you for two specific reasons:
- To confirm that they will no longer contact you, or
- To notify you of specific legal action they intend to take (like filing a lawsuit).
Keep a copy of this letter and the certified mail receipt. This protects your rights and can be used as evidence if the collector continues to contact you after your request.
How To Use Form Generator
See the example of the form generator. Fill in your details on the left panel of the form. Once you have completed, select the Generate Letter button, and your form will appear in the right side panel. Print or Save your form as a PDF.8
